in Launches Affiliate Program that Lets Pinoys Refer & Earn

The program aims to break the stigma in insurance by tapping ordinary Filipinos as advocates.
– hopes that the program will help increase insurance density and penetration in the Philippines.
– Affiliates will get referral payouts of up to 10 percent of net premium., the Philippines’ largest online insurance marketplace, launched today an affiliate program that will provide a boost to the insurance industry while empowering Filipinos to earn more even during the pandemic. 

The program encourages ordinary Filipinos to be affiliates, who are invited to promote and be rewarded with referral fees for every successful transaction on its website. Through the program, hopes to help the insurance industry grow by increasing the insurance awareness in the country. 

“We hope to strengthen the insurance industry by tapping ordinary Filipinos — anyone who has access to a digital platform — to break the stigma and misconception about insurance. Through the program, we hope to encourage Filipinos to be our advocates, as learning is more effective when it comes from someone we trust or look up to,” Founder and CEO Hamilton Angluben said.

The Philippines is far behind the global benchmarks for insurance penetration and density. Data from the Insurance Commission showed that the insurance penetration (total premiums sold/GDP) of the country is at 1.69 percent, while global average is at 6.09 percent. Insurance density (insurance premiums per capita) in the Philippines averaged at $55, while the global average is at $682. 

“We really have a long way to go, but we believe that through the affiliate program, we will be able to encourage more Filipinos to get insured, especially during these trying times,” Angluben said. 

The program will also empower ordinary Filipinos to have an additional revenue stream. Through the program, affiliates can earn extra income by simply referring people to buy insurance on the online marketplace. Referral fees start at 3 percent and can go up to 10 percent of net premiums, depending on the product.

“We are creating a win-win-win scenario where the client, affiliate, and our company all benefit from the program. The client gets insured by the top providers in the country, the affiliate earns from the referral fees, and our company gets to market more insurance products. Not only does it get more people insured, but it also provides an extra source of income for Filipinos,” Angluben said.

The Insurance Commission (IC) lauded in launching the affiliate program, saying that this can help bolster the confidence of Filipinos to insurance. 

“We welcome the initiative of to help increase the insurance awareness in the country and get more Filipinos insured. Having more people promoting the importance of insurance is a progressive strategy to uplift the industry as a whole. We wish them success on the launch of their affiliate program,” IC Commissioner Atty. Dennis Funa said. 

Anyone can become a affiliate in as fast as 5 minutes by visiting Applicants need only to fill out a personal information form and input their payment details for the referral fees, which will be credited each month. is the Philippines’ largest online insurance marketplace with 17 insurance and HMO providers. They offer over 100 products and variants of life, health, accident, and auto insurance. 

Find out more by visiting 

About is an online insurance marketplace that promises easy and reliable insurance. Our purpose is simple: to get more people adequately insured. By working with trusted insurance companies, we envision our company to be the most valuable insurtech company in Southeast Asia. Our first goal is to increase the insurance penetration in the Philippines.

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